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Accidental Death Plan

Building A Stronger Safety Net

Imagine a fatal car accident on the way home from work. If it happened to you, your family may very well need extra money to help make ends meet as they rebuild their lives.

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Accidental Death Plan

Accidents claim far too many lives.

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Think of the dangers on our nation's highways alone.

Even with all the safety equipment in our vehicles, highway deaths still occur. Every day. Every week. Every month. Every year. In fact, the 2021 edition of the National Safety Council's Injury Facts reports that car crashes are the third leading cause of accidental death for all ages.1

That's why we strongly urge all Members to consider adding Accidental Death coverage. With benefit amounts up to $100,000.00 available, this protection can be an important "just in case" financial cushion for your loved ones.

Plus, as a Member, you cannot be turned down for coverage. No health questions are involved.

All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.

Please refer to the "Terms" section for exclusions.

1Injury Facts, 2021 Edition, National Safety Council.




Up to $100,000.00 in Cash Benefits To Help Pay For Groceries … Car Payments … Or To Help Your Loved Ones Make Ends Meet

If you suddenly fell victim to a deadly accident, your family might very well need a financial cushion to make ends meet. That's why you're guaranteed eligibility to add $25,000.00 … $50,000.00 … or up to $100,000.00 in accidental death coverage.

Help protect your family from the financial impact of covered accidents in your car. At home. On the job. On vacation. When you're hunting or target shooting. Anywhere you might be. Your accidental death coverage give you a world-wide, 24-hour safety net to help protect against the financial impact of a variety of accidents.

Pays REGARDLESS OF Any Other Insurance

Benefits are paid REGARDLESS of any other coverage you might have through work or that you may have set up on your own.

That means you can rest assured your loved ones will collect the full amount of cash benefits they're entitled to. It's an easy way to help make sure your family could get a fresh start — instead of worrying how they'd pay the bills — if a covered accident takes your life.



Monthly Rates

MONTHLY RATES: Why More Members Choose Accident Protection

While fatal car accidents are a leading cause of accidental death, it's important to remember that accidents can happen anywhere … at any time. But as a Member, you can help give your loved ones the financial protection they may need in that situation … just by selecting up to $100,000.00 of accidental death coverage.

Take a look at the monthly rates for families:

Benefit Level** $25,000.00 $50,000.00 $100,000.00
Member Only $1.75 $3.50 $7.00
Member & Spouse $3.50 $7.00 $14.00

** Benefits reduce 50% at age 75 and over, regardless of age at enrollment.

Your Accidental Death Plan premiums will be applied to the payment method selected on a monthly basis. Monthly rates shown do not include the $3.50 administrative fee per premium payment for direct bill, $3.00 administrative fee per premium payment for credit card payments or the $1.25 administrative fee per premium payment for automatic checking withdrawal. Rates and/or benefits may be changed on a class basis. You will be notified at least 31 days prior to any change.

Effective Date:

Your Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received.

Guaranteed Acceptance:

You are guaranteed acceptance as long as you are a Member. You can't be singled out for cancellation or for a premium increase due to a change in your health or job. Your coverage will continue as long as you pay your premiums on time, you remain a member in good standing, and the Master Policy remains in force.




Why activate Accidental Death coverage

We made sure your accidental death coverage would stand as an important financial safety net for your family. Rest assured … your loved ones would receive the full amount they're entitled to if you fell victim to a covered accident.

Will I need to fill out a long form or get a physical from my doctor to sign up?

No. These benefits are extended to you on a guaranteed-issue basis. There is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form on this website to activate your accidental death coverage today.

Is there any way I can be turned down?

Not as a Member – you are GUARANTEED ACCEPTANCE in this accidental death program – regardless of your health history, current occupation or hobbies.

What if I decide Accidental Death isn't right for me?

You will have a no obligation 30-day “Free Look” Period. As soon as you sign up, we'll send you a Certificate of Insurance. Look it over for a full 30 days. If you're not completely satisfied, just let us know. We'll cancel your coverage and refund any premium you've paid, as long as you haven't made any claims during that time.




Terms and conditions of coverage are set forth in Group Policy Number 9012/9013/9014, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. As determined by state insurance regulations, this plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.


In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

NRA Member dues or contributions are not used for this promotion, program or any other related expenses.

This brochure provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy numbers 9012/9013/9014, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. This plan may not be available in all states. Availability of this offer may change. For complete details including features, limitations, and exclusions, see the Certificate or Policyof Insurance. In the event of any discrepancy between this information and the policy/certificate,the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual.

Offered by:
A.G.I.A., Inc.

Underwritten by:
Securian Life insurance Company
St. Paul, MN 55101

Administered by:
A.G.I.A., Inc.
P.O. Box 9159, Phoenix, AZ 85068
Questions? Call toll-free 1-877-672-3006

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Policy #: 9012/9013/9014, policy form series 17-50925